Your Business Is Leaking Money. We Find the Holes.
Processing fees. Bank charges. Software you forgot you're paying for. Contracts that auto-renewed at a higher rate. None of it feels big on its own, but together it adds up to real money walking out the door every month.
Our Business Expense Audit finds it, flags it, and helps you take it back.
A clear, line-by-line look at where your money goes. No obligation to change a thing.
You're Too Busy Running the Business to Audit It.
Nobody starts a business to read merchant statements and phone bills. So the bills get paid, the fees get absorbed, and the vendors quietly count on you never looking closely.
That's not a knock on you. It's just how the system works. Fees creep. Promotional rates expire. Services you stopped using keep billing. And every month it goes unchecked, it costs you again.
Signs your business is bleeding money
- You can't say exactly what you pay to accept credit cards
- Your bank charges fees you've never questioned
- You have software subscriptions nobody on your team actually uses
- Your phone, internet, or IT bill went up and nobody can explain why
- You're carrying expensive financing or daily payments that are choking cash flow
- You signed vendor contracts years ago and haven't revisited them since
Small leaks sink big ships. Let's find yours.
We Look Where Most Owners Never Do.
Credit Card Processing
Effective rates, hidden markups, junk fees, equipment leases, and contract terms. This is one of the most common places businesses overpay.
Banking & Treasury Fees
Monthly maintenance, wire fees, overdraft and NSF charges, deposit fees, and account structure. Are you on the right accounts for how you actually operate?
IT, Software & Subscriptions
Managed IT contracts, software licenses, unused seats, duplicate tools, and forgotten recurring charges.
Phones, Internet & Telecom
Outdated plans, unused lines, overpriced bundles, and expired promotional rates.
Financing & Debt Costs
Merchant cash advances, high-rate loans, stacked daily payments, and equipment financing. If your debt is costing more than it should, we'll show you what better options may look like.
Insurance, Utilities & Vendor Contracts
Policies, waste and utility services, shipping, payroll processing fees, and supplier agreements that may be out of step with the market.
Don't see your category? If it shows up on your bank statement every month, it's fair game.
Four Steps From Leaking to Locked Down.
Discovery Call
A quick conversation about your business, your biggest expenses, and what's been bugging you.
Send Your Statements
We'll give you a simple checklist: recent merchant statements, bank statements, and key vendor bills. That's the heavy lifting on your end.
The Audit Report
We review everything and deliver a clear report showing where you're overpaying, what it's costing you, and the specific actions to fix it.
Implementation
You choose what to act on. We help you put the changes in place, so the savings actually show up in your account instead of sitting in a report.
Built by a Funding Firm That Reads Financials for a Living.
At GarciaSRB, we spend every day inside business bank statements, credit files, and cash flow. We know what lenders look for, and we know what wasteful spending looks like on paper.
We Know Where to Look
Fifteen-plus years in lending, credit, and real estate means we spot the fees and patterns most people scroll right past.
Straight Answers
If something's a fair deal, we'll tell you. If it's not, we'll show you why in plain numbers.
Savings That Strengthen Your Fundability
Lower expenses mean stronger cash flow, and stronger cash flow means a better position when you apply for funding. Through our 3 Paths of Lending framework, an audit today can open doors to capital tomorrow.
One Partner, Not Ten Vendors
Processing, financing, and cost reduction under one roof. You make one call instead of chasing ten companies.
If You Have Bills, You Have Something to Audit.
Especially valuable if you're growing fast, planning to apply for funding, carrying daily or weekly debt payments, or simply haven't reviewed your expenses in over a year.
Every Dollar You Stop Losing Is a Dollar You Get to Keep.
Cutting waste is the fastest raise a business owner can give themselves. No new customers needed. No extra hours. Just money that stays in your account instead of leaking out of it.
Put those savings toward payroll, inventory, marketing, or a cushion for slow months. Or let stronger cash flow set you up for the funding you need to grow.
Questions, Answered.
Stop the Leaks. Keep the Profit.
One audit. A clear report. Real numbers you can act on.