Get the Equipment. Keep Your Cash.
Finance trucks, machinery, technology, and more, with the equipment securing the deal, so you can grow now without draining your working capital.
No obligation. No pressure. Just a clear look at your options.
Paying Cash for Equipment Can Cost You More Than the Equipment.
The machine that doubles your output. The truck that opens a new route. The oven, the chair, the server, the excavator. Buying outright can drain the cash you need for payroll, inventory, and everything else keeping the business running.
And waiting until you can afford it means waiting while competitors move ahead.
Sound familiar?
Sound familiar?
- You know the equipment would pay for itself but the upfront cost is too high
- Your bank wants a lot of paperwork for a straightforward purchase
- Vendor financing is convenient but you suspect the terms are not the best
- You are not sure whether to lease or buy
- You need equipment now, not after a six-week approval
You do not have an equipment problem. You have a financing-structure problem. We fix that.
Equipment Financing Matched by a Funding Firm, Not a Dealer Desk.
We compare options across lenders so you are not locked into the first offer you see.
Lender Matching
We place your request with lenders who specialize in your type of equipment, whether new or used.
Lease vs. Buy, Explained
We break down the payment, ownership, tax, and end-of-term differences so you can choose with eyes open. Talk to your tax advisor about your specific situation.
Fast Decisions on Straightforward Deals
Because the equipment is the collateral, many approvals move quickly with lighter documentation.
A Real Person Who Picks Up
You get a dedicated point of contact from quote through funding.
Whatever You Run On, We Can Finance It.
Equipment Loans
Borrow to buy and own the equipment, with the equipment securing the loan.
Equipment Leasing
Lower upfront cost with options at the end of the term, depending on the lease structure.
Sale-Leaseback
Unlock cash from equipment you already own by selling it and leasing it back.
Used Equipment Financing
Funding for pre-owned purchases from dealers or private sellers, where available.
Vehicle and Fleet Financing
Commercial trucks, trailers, vans, and work vehicles.
Technology and Medical Equipment
Computers, POS systems, imaging, dental, and specialized devices.
Heavy Machinery and Construction
Excavators, loaders, lifts, and the iron that gets jobs done.
Three Steps. Zero Guesswork.
Tell Us What You Need
Equipment type, cost, and vendor if you have one. A few minutes is all it takes.
Compare Your Options
We show you financing and lease structures that fit, with payments and total cost side by side.
Fund and Get Moving (Only If It Makes Sense)
If an option works, we coordinate with you and the vendor to close. If the numbers do not support the purchase, we will tell you.
Built for Businesses That Run on Machines.
Newer business or limited credit? Ask us. Equipment-secured deals can be more flexible than unsecured lending.
Assets Build Assets.
At GarciaSRB, everything connects. Through our 3 Paths of Lending framework, we help businesses access capital through credit, revenue, and assets.
Equipment financing is an asset-path solution. The equipment you are buying helps secure the funding, and the equipment itself helps you earn more. On-time payments also build the credit and payment history that supports larger funding down the line.
Questions, Answered.
Get the Equipment That Grows Your Business.
One quote. Real options. No obligation.